Side-by-side · Q2 2026 data
Bank of Delight vs Producers Bank & Trust
Metric by metric
| Measure | Bank of Delight | Producers Bank & Trust |
|---|---|---|
| TellerScore | 86 | 90 (stronger) |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 55 (stronger) | 40 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 90th | 95th |
| Total assets | $201.0M | $213.2M |
| Deposits / shares | $169.2M | $159.6M |
| Capital ratio | 13.39% | 22.09% (stronger) |
| Problem loans | 0.29% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.69% |
| Return on assets | 2.02% (stronger) | 1.86% |
| Loans ÷ deposits | 105.0% | 95.7% (stronger) |
| Uninsured deposits | 15.5% (stronger) | 37.3% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Producers Bank & Trust has the higher TellerScore (90 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Bank of Delight leads on 3 and Producers Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.