Side-by-side · Q2 2026 data
Bank of Delight vs Riverwind Bank
Metric by metric
| Measure | Bank of Delight | Riverwind Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 68 |
| Capital cushion | 84 (stronger) | 41 |
| Loan quality | 90 | 95 (stronger) |
| Earnings | 100 (stronger) | 52 |
| Funding & liquidity | 55 | 82 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 90th | 37th |
| Total assets | $201.0M | $167.8M |
| Deposits / shares | $169.2M | $153.0M |
| Capital ratio | 13.39% (stronger) | 9.09% |
| Problem loans | 0.29% | 0.16% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 2.02% (stronger) | 0.81% |
| Loans ÷ deposits | 105.0% | 71.3% (stronger) |
| Uninsured deposits | 15.5% (stronger) | 21.1% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Delight has the higher TellerScore (86 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bank of Delight leads on 5 and Riverwind Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.