Side-by-side · Q2 2026 data
Bank of Delight vs Two Rivers Federal Credit Union
Metric by metric
| Measure | Bank of Delight | Two Rivers Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 39 |
| Capital cushion | 84 (stronger) | 71 |
| Loan quality | 90 (stronger) | 0 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 55 | 82 (stronger) |
| Problem-loan coverage | 96 (stronger) | 54 |
| Peer percentile | 90th | 3rd |
| Total assets | $201.0M | $13.8M |
| Deposits / shares | $169.2M | $12.4M |
| Capital ratio | 13.39% (stronger) | 12.11% |
| Problem loans | 0.29% (stronger) | 3.89% |
| Net charge-offs | 0.01% (stronger) | 0.92% |
| Return on assets | 2.02% (stronger) | -2.58% |
| Loans ÷ deposits | 105.0% | 78.7% (stronger) |
| Uninsured deposits | 15.5% | 5.6% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Delight has the higher TellerScore (86 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Bank of Delight leads on 5 and Two Rivers Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.