Side-by-side · Q2 2026 data
Bank of England vs Electric Cooperatives
Metric by metric
| Measure | Bank of England | Electric Cooperatives |
|---|---|---|
| TellerScore | 57 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 97 (stronger) |
| Earnings | 34 | 77 (stronger) |
| Funding & liquidity | 78 | 94 (stronger) |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 14th | 95th |
| Total assets | $332.3M | $18.6M |
| Deposits / shares | $254.1M | $15.8M |
| Capital ratio | 19.91% (stronger) | 15.16% |
| Problem loans | 4.26% | 0.08% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.03% |
| Return on assets | 0.35% | 1.43% (stronger) |
| Loans ÷ deposits | 37.6% (stronger) | 66.5% |
| Uninsured deposits | 35.0% | 2.9% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | — |
Electric Cooperatives has the higher TellerScore (94 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Bank of England leads on 3 and Electric Cooperatives on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.