Side-by-side · Q2 2026 data
Bank of England vs Peoples Bank
Metric by metric
| Measure | Bank of England | Peoples Bank |
|---|---|---|
| TellerScore | 57 | 90 (stronger) |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 34 | 93 (stronger) |
| Funding & liquidity | 78 | 79 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 14th | 95th |
| Total assets | $332.3M | $313.8M |
| Deposits / shares | $254.1M | $272.1M |
| Capital ratio | 19.91% (stronger) | 13.33% |
| Problem loans | 4.26% | 0.03% (stronger) |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 0.35% | 1.82% (stronger) |
| Loans ÷ deposits | 37.6% (stronger) | 60.7% |
| Uninsured deposits | 35.0% | 33.9% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | — |
Peoples Bank has the higher TellerScore (90 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Bank of England leads on 3 and Peoples Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.