Side-by-side · Q2 2026 data
Bank of Erath vs Acadian Federal Credit Union
Metric by metric
| Measure | Bank of Erath | Acadian Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 83 (stronger) |
| Capital cushion | 94 (stronger) | 69 |
| Loan quality | 53 | 99 (stronger) |
| Earnings | 27 | 61 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 47th | 72nd |
| Total assets | $105.3M | $20.9M |
| Deposits / shares | $90.2M | $18.4M |
| Capital ratio | 14.39% (stronger) | 11.86% |
| Problem loans | 1.42% | 0.02% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.93% |
| Return on assets | 0.18% | 1.03% (stronger) |
| Loans ÷ deposits | 47.4% (stronger) | 59.3% |
| Uninsured deposits | 12.1% | 2.2% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Acadian Federal Credit Union has the higher TellerScore (83 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Bank of Erath leads on 3 and Acadian Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.