Headquartered in Erath, Louisiana, Bank of Erath is a state-chartered bank with $105.3M in total assets and $90.2M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1910.
Based on its Q2 2026 filing, Bank of Erath scores 71/100, which we describe as strong. That is higher than only 47% of 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 45th. Its strongest component is funding & liquidity (100/100; 47% loans-to-deposits, 12% uninsured), and its lowest is earnings (27/100; 0.18%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 13 points (58 → 71), mostly because the loan quality component improved by 53 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 56 |
| Q4 2024 | 55 |
| Q1 2025 | 54 |
| Q2 2025 | 58 |
| Q3 2025 | 57 |
| Q4 2025 | 81 |
| Q1 2026 | 83 |
| Q2 2026 | 71 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.39% |
| Q3 2024 | 13.81% |
| Q4 2024 | 13.56% |
| Q1 2025 | 13.62% |
| Q2 2025 | 14.33% |
| Q3 2025 | 14.13% |
| Q4 2025 | 14.25% |
| Q1 2026 | 14.28% |
| Q2 2026 | 14.39% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 4.65% |
| Q3 2024 | 4.47% |
| Q4 2024 | 4.67% |
| Q1 2025 | 4.65% |
| Q2 2025 | 4.19% |
| Q3 2025 | 2.71% |
| Q4 2025 | 0.39% |
| Q1 2026 | 0.22% |
| Q2 2026 | 1.42% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.56% |
| Q3 2024 | 0.55% |
| Q4 2024 | 0.58% |
| Q1 2025 | 0.41% |
| Q2 2025 | 0.55% |
| Q3 2025 | 0.17% |
| Q4 2025 | 0.67% |
| Q1 2026 | 0.43% |
| Q2 2026 | 0.18% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $105.3M | 14.39% | 1.42% | 0.18% | 47.4% |
| Q1 2026 | 83 | $108.6M | 14.28% | 0.22% | 0.43% | 45.1% |
| Q4 2025 | 81 | $108.9M | 14.25% | 0.39% | 0.67% | 49.0% |
| Q3 2025 | 57 | $106.6M | 14.13% | 2.71% | 0.17% | 59.9% |
| Q2 2025 | 58 | $105.9M | 14.33% | 4.19% | 0.55% | 60.8% |
| Q1 2025 | 54 | $109.3M | 13.62% | 4.65% | 0.41% | 56.9% |
| Q4 2024 | 55 | $111.5M | 13.56% | 4.67% | 0.58% | 56.1% |
| Q3 2024 | 56 | $109.3M | 13.81% | 4.47% | 0.55% | 61.7% |
| Q2 2024 | 54 | $113.2M | 13.39% | 4.65% | 0.56% | 63.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Beauregard Federal Savings BankBank Deridder, LA | 41 out of 100, Below average | $106.4M | 9.7% | 3.36% | vs |
| Bank of LouisianaBank New Orleans, LA | 70 out of 100, Strong | $110.3M | 17.8% | 4.57% | vs |
| Progressive National BankBank Mansfield, LA | 57 out of 100, Moderate | $122.9M | 10.6% | 2.02% | vs |
| Hodge Bank & Trust CompanyBank Hodge, LA | 78 out of 100, Strong | $127.6M | 15.2% | 1.85% | vs |
| Bank of Oak RidgeBank Oak Ridge, LA | 72 out of 100, Strong | $138.6M | 11.6% | 0.00% | vs |
| Vermilion Bank & Trust CompanyBank Kaplan, LA | 72 out of 100, Strong | $145.5M | 12.6% | 2.17% | vs |
Deposit insurance
Is my money safe at Bank of Erath?
Yes. Bank of Erath is an FDIC-insured institution (FDIC certificate #8532). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 12.1% of deposits ($11.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.39%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
Bank of Erath lists 3 offices in 3 cities. Most locations:
- Abbeville, LA (1)
- Delcambre, LA (1)
- Erath, LA (1)
Identity & history
Profile
- Legal name
- Bank of Erath
- Type
- State-chartered bank
- FDIC certificate #
- 8532
- RSSD ID
- 399731
- Primary regulator
- FDIC
- Holding company
- Bank of Erath Holding Co
- Established
- January 1, 1910
- Headquarters
- 105 W Edward St, Erath, LA 70533
- Website
- www.bankoferath.com
- Employees
- 27
Quick answers
Bank of Erath: common questions
Is Bank of Erath FDIC insured?
Yes. Bank of Erath is an FDIC-insured institution (FDIC certificate #8532). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Erath's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Erath ever failed?
There is no failure record for FDIC certificate #8532 in the FDIC failed bank list.
How many branches does Bank of Erath have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Erath
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Acadiana Medical Federal Credit UnionCredit union Lafayette, LA | 92 out of 100, Very strong | $13.5M | 25.5% | 0.00% | vs |
| South Louisiana BankBank Houma, LA | 91 out of 100, Very strong | $659.8M | 15.3% | 0.45% | vs |
| Gulf Coast BankBank Abbeville, LA | 86 out of 100, Very strong | $513.7M | 14.7% | 0.63% | vs |
| Currency BankBank Baton Rouge, LA | 86 out of 100, Very strong | $248.5M | 13.4% | 0.14% | vs |
| Bayou Federal Credit UnionCredit union Baton Rouge, LA | 84 out of 100, Strong | $82.5M | 15.9% | 0.30% | vs |
| Acadian Federal Credit UnionCredit union Lafayette, LA | 83 out of 100, Strong | $20.9M | 11.9% | 0.02% | vs |