Side-by-side · Q2 2026 data
Bank of Erath vs Bank of Oak Ridge
Metric by metric
| Measure | Bank of Erath | Bank of Oak Ridge |
|---|---|---|
| TellerScore | 71 | 72 (stronger) |
| Capital cushion | 94 (stronger) | 66 |
| Loan quality | 53 | 100 (stronger) |
| Earnings | 27 | 63 (stronger) |
| Funding & liquidity | 100 (stronger) | 31 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 47th | 50th |
| Total assets | $105.3M | $138.6M |
| Deposits / shares | $90.2M | $121.8M |
| Capital ratio | 14.39% (stronger) | 11.59% |
| Problem loans | 1.42% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.08% |
| Return on assets | 0.18% | 1.07% (stronger) |
| Loans ÷ deposits | 47.4% (stronger) | 92.0% |
| Uninsured deposits | 12.1% (stronger) | 48.2% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Oak Ridge has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Bank of Erath leads on 4 and Bank of Oak Ridge on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.