Side-by-side · Q2 2026 data
Bank of Erath vs Beauregard Federal Savings Bank
Metric by metric
| Measure | Bank of Erath | Beauregard Federal Savings Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 41 |
| Capital cushion | 94 (stronger) | 47 |
| Loan quality | 53 (stronger) | 0 |
| Earnings | 27 | 66 (stronger) |
| Funding & liquidity | 100 (stronger) | 55 |
| Problem-loan coverage | 92 (stronger) | 54 |
| Peer percentile | 47th | 3rd |
| Total assets | $105.3M | $106.4M |
| Deposits / shares | $90.2M | $84.9M |
| Capital ratio | 14.39% (stronger) | 9.70% |
| Problem loans | 1.42% (stronger) | 3.36% |
| Net charge-offs | -0.01% (stronger) | 0.03% |
| Return on assets | 0.18% | 1.14% (stronger) |
| Loans ÷ deposits | 47.4% (stronger) | 97.1% |
| Uninsured deposits | 12.1% (stronger) | 22.6% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Erath has the higher TellerScore (71 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Bank of Erath leads on 6 and Beauregard Federal Savings Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.