Headquartered in Deridder, Louisiana, Beauregard Federal Savings Bank is a savings bank with $106.4M in total assets and $84.9M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1948.
Based on its Q2 2026 filing, Beauregard Federal Savings Bank scores 41/100, which we describe as below average. That is higher than only 3% of 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 99th. Its strongest component is earnings (66/100; 1.14%), and its lowest is loan quality (0/100; 3.36%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (37 → 41), mostly because the earnings component improved by 27 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 44 |
| Q3 2024 | 43 |
| Q4 2024 | 45 |
| Q1 2025 | 42 |
| Q2 2025 | 37 |
| Q3 2025 | 37 |
| Q4 2025 | 41 |
| Q1 2026 | 49 |
| Q2 2026 | 41 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.09% |
| Q3 2024 | 10.91% |
| Q4 2024 | 11.13% |
| Q1 2025 | 11.15% |
| Q2 2025 | 10.95% |
| Q3 2025 | 9.95% |
| Q4 2025 | 10.04% |
| Q1 2026 | 9.77% |
| Q2 2026 | 9.70% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 4.83% |
| Q3 2024 | 5.26% |
| Q4 2024 | 4.10% |
| Q1 2025 | 3.89% |
| Q2 2025 | 5.18% |
| Q3 2025 | 4.27% |
| Q4 2025 | 2.85% |
| Q1 2026 | 2.38% |
| Q2 2026 | 3.36% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.77% |
| Q3 2024 | 0.90% |
| Q4 2024 | 0.91% |
| Q1 2025 | 0.47% |
| Q2 2025 | 0.48% |
| Q3 2025 | 0.52% |
| Q4 2025 | 0.79% |
| Q1 2026 | 1.23% |
| Q2 2026 | 1.14% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 41 | $106.4M | 9.70% | 3.36% | 1.14% | 97.1% |
| Q1 2026 | 49 | $103.6M | 9.77% | 2.38% | 1.23% | 94.3% |
| Q4 2025 | 41 | $99.4M | 10.04% | 2.85% | 0.79% | 94.1% |
| Q3 2025 | 37 | $93.3M | 9.95% | 4.27% | 0.52% | 93.6% |
| Q2 2025 | 37 | $86.9M | 10.95% | 5.18% | 0.48% | 98.4% |
| Q1 2025 | 42 | $80.9M | 11.15% | 3.89% | 0.47% | 82.9% |
| Q4 2024 | 45 | $81.1M | 11.13% | 4.10% | 0.91% | 79.6% |
| Q3 2024 | 43 | $75.8M | 10.91% | 5.26% | 0.90% | 81.3% |
| Q2 2024 | 44 | $78.9M | 11.09% | 4.83% | 0.77% | 74.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of ErathBank Erath, LA | 71 out of 100, Strong | $105.3M | 14.4% | 1.42% | vs |
| Bank of LouisianaBank New Orleans, LA | 70 out of 100, Strong | $110.3M | 17.8% | 4.57% | vs |
| Progressive National BankBank Mansfield, LA | 57 out of 100, Moderate | $122.9M | 10.6% | 2.02% | vs |
| Hodge Bank & Trust CompanyBank Hodge, LA | 78 out of 100, Strong | $127.6M | 15.2% | 1.85% | vs |
| Bank of Oak RidgeBank Oak Ridge, LA | 72 out of 100, Strong | $138.6M | 11.6% | 0.00% | vs |
| Vermilion Bank & Trust CompanyBank Kaplan, LA | 72 out of 100, Strong | $145.5M | 12.6% | 2.17% | vs |
Deposit insurance
Is my money safe at Beauregard Federal Savings Bank?
Yes. Beauregard Federal Savings Bank is an FDIC-insured institution (FDIC certificate #30339). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 22.6% of deposits ($19.2M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.70%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Beauregard Federal Savings Bank lists 2 offices in 1 city. Most locations:
- Deridder, LA (2)
Identity & history
Profile
- Legal name
- Beauregard Federal Savings Bank
- Former names
- Beauregard FSB
- Type
- Savings bank
- FDIC certificate #
- 30339
- RSSD ID
- 123374
- Primary regulator
- OCC
- Holding company
- Homeland Bancshares Inc
- Established
- June 23, 1948
- Headquarters
- 122 Jefferson Ave, Deridder, LA 70634
- Website
- www.beauregardfederal.com
- Employees
- 18
Quick answers
Beauregard Federal Savings Bank: common questions
Is Beauregard Federal Savings Bank FDIC insured?
Yes. Beauregard Federal Savings Bank is an FDIC-insured institution (FDIC certificate #30339). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Beauregard Federal Savings Bank's TellerScore?
41 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Beauregard Federal Savings Bank ever failed?
There is no failure record for FDIC certificate #30339 in the FDIC failed bank list.
How many branches does Beauregard Federal Savings Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Deridder
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Street Federal Credit UnionCredit union Deridder, LA | 93 out of 100, Very strong | $60.6M | 16.3% | 0.20% | vs |
| Beauregard School Employees Federal Credit UnionCredit union Deridder, LA | 78 out of 100, Strong | $30.9M | 12.9% | 0.61% | vs |
| First Federal Bank of LouisianaBank Lake Charles, LA | 70 out of 100, Strong | $1.1B | 12.0% | 0.17% | vs |
| First National Bank in DeRidderBank Deridder, LA | 70 out of 100, Strong | $419.0M | 9.8% | 0.57% | vs |
| Merchants & Farmers Bank & Trust CompanyBank Leesville, LA | 70 out of 100, Strong | $541.4M | 11.2% | 0.70% | vs |
| Southwest Louisiana Credit UnionCredit union Lake Charles, LA | 70 out of 100, Strong | $182.6M | 15.8% | 1.45% | vs |