Side-by-side · Q2 2026 data
Bank of Erath vs Gulf Coast Bank
Metric by metric
| Measure | Bank of Erath | Gulf Coast Bank |
|---|---|---|
| TellerScore | 71 | 86 (stronger) |
| Capital cushion | 94 | 97 (stronger) |
| Loan quality | 53 | 79 (stronger) |
| Earnings | 27 | 70 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 47th | 90th |
| Total assets | $105.3M | $513.7M |
| Deposits / shares | $90.2M | $444.1M |
| Capital ratio | 14.39% | 14.75% (stronger) |
| Problem loans | 1.42% | 0.63% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.13% |
| Return on assets | 0.18% | 1.25% (stronger) |
| Loans ÷ deposits | 47.4% (stronger) | 65.5% |
| Uninsured deposits | 12.1% (stronger) | 19.5% |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.2% |
Gulf Coast Bank has the higher TellerScore (86 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Bank of Erath leads on 3 and Gulf Coast Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Abbeville, LA
- Delcambre, LA
- Erath, LA