Side-by-side · Q2 2026 data
Bank of Erath vs Hodge Bank & Trust Company
Metric by metric
| Measure | Bank of Erath | Hodge Bank & Trust Company |
|---|---|---|
| TellerScore | 71 | 78 (stronger) |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 53 (stronger) | 38 |
| Earnings | 27 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 92 (stronger) | 83 |
| Peer percentile | 47th | 72nd |
| Total assets | $105.3M | $127.6M |
| Deposits / shares | $90.2M | $108.3M |
| Capital ratio | 14.39% | 15.16% (stronger) |
| Problem loans | 1.42% (stronger) | 1.85% |
| Net charge-offs | -0.01% (stronger) | 0.95% |
| Return on assets | 0.18% | 2.55% (stronger) |
| Loans ÷ deposits | 47.4% (stronger) | 79.0% |
| Uninsured deposits | 12.1% (stronger) | 29.1% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hodge Bank & Trust Company has the higher TellerScore (78 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Bank of Erath leads on 4 and Hodge Bank & Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.