Side-by-side · Q2 2026 data
Bank of Erath vs Vermilion Bank & Trust Company
Metric by metric
| Measure | Bank of Erath | Vermilion Bank & Trust Company |
|---|---|---|
| TellerScore | 71 | 72 (stronger) |
| Capital cushion | 94 (stronger) | 76 |
| Loan quality | 53 (stronger) | 28 |
| Earnings | 27 | 94 (stronger) |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 92 (stronger) | 84 |
| Peer percentile | 47th | 50th |
| Total assets | $105.3M | $145.5M |
| Deposits / shares | $90.2M | $126.1M |
| Capital ratio | 14.39% (stronger) | 12.55% |
| Problem loans | 1.42% (stronger) | 2.17% |
| Net charge-offs | -0.01% (stronger) | 0.03% |
| Return on assets | 0.18% | 1.84% (stronger) |
| Loans ÷ deposits | 47.4% (stronger) | 54.4% |
| Uninsured deposits | 12.1% (stronger) | 18.1% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vermilion Bank & Trust Company has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Bank of Erath leads on 5 and Vermilion Bank & Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.