Side-by-side · Q2 2026 data
Bank of Gueydan vs Rayne Building and Loan Association
Metric by metric
| Measure | Bank of Gueydan | Rayne Building and Loan Association |
|---|---|---|
| TellerScore | 63 | 73 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 80 (stronger) |
| Earnings | 49 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 81 | 98 (stronger) |
| Peer percentile | 22nd | 48th |
| Total assets | $69.2M | $50.8M |
| Deposits / shares | $53.1M | $36.1M |
| Capital ratio | 22.11% | 29.06% (stronger) |
| Problem loans | 6.77% | 0.61% (stronger) |
| Net charge-offs | 1.32% | 0.00% (stronger) |
| Return on assets | 0.72% (stronger) | -1.32% |
| Loans ÷ deposits | 40.7% (stronger) | 70.7% |
| Uninsured deposits | 9.2% | 6.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.6% |
Rayne Building and Loan Association has the higher TellerScore (73 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Bank of Gueydan leads on 2 and Rayne Building and Loan Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.