TellerScore

Headquartered in Gueydan, Louisiana, Bank of Gueydan is a state-chartered bank (fed member) with $69.2M in total assets and $53.1M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1927.

Bank of Gueydan has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 546 banks with under $100 million in assets. Among 104 banks headquartered in Louisiana, it ranks 73rd. Capital cushion contributes the most (100/100, 22.11%); loan quality contributes the least (0/100, 6.77%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 22.11%
Loan quality0/100
Noncurrent loans ÷ total loans: 6.77%
Earnings49/100
Return on assets (annualized): 0.72%
Funding & liquidity100/100
Loans ÷ deposits and uninsured-deposit share: 40.7% · 9.2% uninsured
Problem-loan coverage81/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 9.30%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (63 → 63).

TellerScore
525966Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202458
Q4 202452
Q1 202566
Q2 202563
Q3 202564
Q4 202564
Q1 202663
Q2 202663
Tier 1 leverage ratio
5.00%13.57%22.14%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202421.64%
Q3 202421.72%
Q4 202421.02%
Q1 202521.49%
Q2 202521.30%
Q3 202521.80%
Q4 202522.14%
Q1 202621.93%
Q2 202622.11%
Noncurrent loans
3.73%7.20%10.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20243.73%
Q3 202410.67%
Q4 202410.30%
Q1 20257.61%
Q2 20257.64%
Q3 20256.36%
Q4 20256.88%
Q1 20268.15%
Q2 20266.77%
Return on assets
-0.81%0.16%1.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.47%
Q3 20240.27%
Q4 2024-0.81%
Q1 20251.14%
Q2 20250.76%
Q3 20250.93%
Q4 20250.94%
Q1 20260.75%
Q2 20260.72%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202663$69.2M22.11%6.77%0.72%40.7%
Q1 202663$71.0M21.93%8.15%0.75%37.1%
Q4 202564$69.3M22.14%6.88%0.94%44.7%
Q3 202564$71.1M21.80%6.36%0.93%45.6%
Q2 202563$72.7M21.30%7.64%0.76%42.4%
Q1 202566$72.2M21.49%7.61%1.14%43.7%
Q4 202452$71.1M21.02%10.30%-0.81%45.7%
Q3 202458$73.4M21.72%10.67%0.27%45.3%
Q2 202462$73.5M21.64%3.73%0.47%43.9%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio22.11%
89th
Total risk-based capital0.00%
27th
Problem loans6.77%
4th
Net charge-offs1.32%
2nd
Return on assets0.72%
37th
Net interest margin3.38%
26th
Efficiency ratio62.6%
69th
Loans to deposits40.7%
82nd
Uninsured deposits9.2%
80th
Loan-loss reserves3.99%
97th
Texas ratio9.3%
21st

Similar-size banks in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Abbeville Building & Loan (A State-Chartered Savings Bank)Bank Abbeville, LA70 out of 100, Strong$67.9M29.4%1.31%vs
Jackson Parish BankBank Jonesboro, LA69 out of 100, Moderate$67.3M20.8%2.87%vs
The Bank of CommerceBank White Castle, LA73 out of 100, Strong$81.5M10.6%0.07%vs
Peoples BankBank Chatham, LA71 out of 100, Strong$86.1M11.7%1.32%vs
The Mer Rouge State BankBank Mer Rouge, LA79 out of 100, Strong$51.8M12.6%0.55%vs
Basile State BankBank Basile, LA57 out of 100, Moderate$87.4M10.1%2.20%vs

Deposit insurance

Is my money safe at Bank of Gueydan?

Yes. Bank of Gueydan is an FDIC-insured institution (FDIC certificate #8144). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 9.2% of deposits ($4.9M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 22.11%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Bank of Gueydan lists 1 office in 1 city. Most locations:

  • Gueydan, LA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Gueydan
Type
State-chartered bank (Fed member)
FDIC certificate #
8144
RSSD ID
603232
Primary regulator
FED
Holding company
Gueydan Bancshares Inc
Established
May 14, 1927
Headquarters
111 Main St, Gueydan, LA 70542
Employees
10

Quick answers

Bank of Gueydan: common questions

Is Bank of Gueydan FDIC insured?

Yes. Bank of Gueydan is an FDIC-insured institution (FDIC certificate #8144). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Gueydan's TellerScore?

63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Gueydan ever failed?

There is no failure record for FDIC certificate #8144 in the FDIC failed bank list.

How many branches does Bank of Gueydan have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Gueydan

InstitutionScoreAssetsCapitalProblem loansCompare
Currency BankBank Baton Rouge, LA86 out of 100, Very strong$248.5M13.4%0.14%vs
Gulf Coast BankBank Abbeville, LA86 out of 100, Very strong$513.7M14.7%0.63%vs
The BankBank Jennings, LA83 out of 100, Strong$462.0M12.8%0.48%vs
Rayne State Bank & Trust CompanyBank Rayne, LA79 out of 100, Strong$540.5M11.6%0.44%vs
First National Bank of LouisianaBank Crowley, LA78 out of 100, Strong$631.1M11.0%0.00%vs
The Evangeline Bank and Trust CompanyBank Ville Platte, LA77 out of 100, Strong$1.1B14.2%1.24%vs