Side-by-side · Q2 2026 data
Bank of Hawaii vs Hawaii Federal Credit Union
Metric by metric
| Measure | Bank of Hawaii | Hawaii Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 89 (stronger) |
| Capital cushion | 34 | 100 (stronger) |
| Loan quality | 94 (stronger) | 92 |
| Earnings | 61 | 70 (stronger) |
| Funding & liquidity | 57 | 79 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 46th | 94th |
| Total assets | $23.8B | $104.0M |
| Deposits / shares | $21.0B | $86.5M |
| Capital ratio | 8.38% | 15.15% (stronger) |
| Problem loans | 0.18% (stronger) | 0.23% |
| Net charge-offs | 0.06% (stronger) | 0.83% |
| Return on assets | 1.03% | 1.25% (stronger) |
| Loans ÷ deposits | 67.5% (stronger) | 81.6% |
| Uninsured deposits | 47.2% | 12.8% (stronger) |
| Offices | 51 | 1 |
| CFPB complaints (3 yrs) | 127 | — |
| Complaints per $1B deposits | 6.1 | — |
| Mortgage denial rate (HMDA) | 33.7% | — |
Hawaii Federal Credit Union has the higher TellerScore (89 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bank of Hawaii leads on 3 and Hawaii Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.