Side-by-side · Q2 2026 data
Bank of Hazlehurst vs The Merchants & Citizens Bank
Metric by metric
| Measure | Bank of Hazlehurst | The Merchants & Citizens Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 79 |
| Capital cushion | 96 (stronger) | 82 |
| Loan quality | 77 | 88 (stronger) |
| Earnings | 100 (stronger) | 51 |
| Funding & liquidity | 84 (stronger) | 83 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 95th | 75th |
| Total assets | $134.2M | $146.0M |
| Deposits / shares | $117.9M | $128.7M |
| Capital ratio | 14.56% (stronger) | 13.24% |
| Problem loans | 0.68% | 0.36% (stronger) |
| Net charge-offs | -0.29% (stronger) | 0.16% |
| Return on assets | 2.19% (stronger) | 0.77% |
| Loans ÷ deposits | 46.9% | 40.4% (stronger) |
| Uninsured deposits | 29.8% (stronger) | 31.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Hazlehurst has the higher TellerScore (90 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Bank of Hazlehurst leads on 5 and The Merchants & Citizens Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.