TellerScore

Bank of Hazlehurst (FDIC certificate #149) is based in Hazlehurst, Georgia. Its Q2 2026 call report shows $134.2M in total assets and $117.9M in deposits and 2 offices.

Based on its Q2 2026 filing, Bank of Hazlehurst scores 90/100, which we describe as very strong. That is higher than 95% of 2,650 banks with $100 million – $1 billion. Among 124 banks headquartered in Georgia, it ranks 15th. Its strongest component is earnings (100/100; 2.19%), and its lowest is loan quality (77/100; 0.68%).

TellerScore · Q2 2026

Scorecard

Capital cushion96/100
Tier 1 leverage ratio: 14.56%
Loan quality77/100
Noncurrent loans ÷ total loans: 0.68%
Earnings100/100
Return on assets (annualized): 2.19%
Funding & liquidity84/100
Loans ÷ deposits and uninsured-deposit share: 46.9% · 29.8% uninsured
Problem-loan coverage96/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.15%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 13 points (77 → 90), mostly because the loan quality component improved by 36 points.

TellerScore
778593Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202490
Q3 202493
Q4 202490
Q1 202590
Q2 202577
Q3 202581
Q4 202582
Q1 202685
Q2 202690
Tier 1 leverage ratio
5.00%10.01%15.03%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202414.24%
Q3 202415.03%
Q4 202413.73%
Q1 202513.47%
Q2 202513.57%
Q3 202513.49%
Q4 202514.23%
Q1 202613.37%
Q2 202614.56%
Noncurrent loans
0.35%1.06%1.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.48%
Q3 20240.39%
Q4 20240.35%
Q1 20250.41%
Q2 20251.77%
Q3 20251.31%
Q4 20251.36%
Q1 20260.83%
Q2 20260.68%
Return on assets
2.05%2.17%2.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.08%
Q3 20242.05%
Q4 20242.08%
Q1 20252.30%
Q2 20252.26%
Q3 20252.22%
Q4 20252.24%
Q1 20262.09%
Q2 20262.19%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202690$134.2M14.56%0.68%2.19%46.9%
Q1 202685$137.5M13.37%0.83%2.09%43.0%
Q4 202582$143.8M14.23%1.36%2.24%40.9%
Q3 202581$144.9M13.49%1.31%2.22%37.1%
Q2 202577$144.8M13.57%1.77%2.26%37.2%
Q1 202590$132.0M13.47%0.41%2.30%37.9%
Q4 202490$133.7M13.73%0.35%2.08%39.9%
Q3 202493$120.2M15.03%0.39%2.05%47.7%
Q2 202490$120.0M14.24%0.48%2.08%46.5%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.56%
84th
Total risk-based capital31.86%
97th
Problem loans0.68%
38th
Net charge-offs-0.29%
99th
Return on assets2.19%
91st
Net interest margin4.81%
88th
Efficiency ratio56.8%
67th
Loans to deposits46.9%
93rd
Uninsured deposits29.8%
29th
Loan-loss reserves3.82%
100th
Texas ratio2.2%
56th

Similar-size banks in Georgia

InstitutionScoreAssetsCapitalProblem loansCompare
The Citizens National Bank of QuitmanBank Quitman, GA81 out of 100, Strong$133.7M11.6%0.21%vs
Planters and Citizens BankBank Camilla, GA71 out of 100, Strong$139.2M10.5%0.06%vs
The Merchants & Citizens BankBank Mcrae, GA79 out of 100, Strong$146.0M13.2%0.36%vs
The Farmers BankBank Greensboro, GA77 out of 100, Strong$148.3M11.2%0.05%vs
Moultrie Bank & TrustBank Moultrie, GA82 out of 100, Strong$150.6M14.1%0.10%vs
Farmers State BankBank Dublin, GA90 out of 100, Very strong$156.2M13.9%0.28%vs

Deposit insurance

Is my money safe at Bank of Hazlehurst?

Yes. Bank of Hazlehurst is an FDIC-insured institution (FDIC certificate #149). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 29.8% of deposits ($35.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.56%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 31.86% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Bank of Hazlehurst lists 1 office in 1 city. Most locations:

  • Hazlehurst, GA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Hazlehurst
Type
State-chartered bank
FDIC certificate #
149
RSSD ID
628039
Primary regulator
FDIC
Holding company
Hazlehurst Investors Inc
Established
January 1, 1906
Headquarters
22 S Tallahassee St, Hazlehurst, GA 31539
Employees
28

Quick answers

Bank of Hazlehurst: common questions

Is Bank of Hazlehurst FDIC insured?

Yes. Bank of Hazlehurst is an FDIC-insured institution (FDIC certificate #149). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Hazlehurst's TellerScore?

90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Hazlehurst ever failed?

There is no failure record for FDIC certificate #149 in the FDIC failed bank list.

How many branches does Bank of Hazlehurst have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Hazlehurst

InstitutionScoreAssetsCapitalProblem loansCompare
Fnb SouthBank Alma, GA95 out of 100, Very strong$734.8M16.2%0.00%vs
Sunmark Community BankBank Perry, GA92 out of 100, Very strong$556.6M14.6%0.02%vs
The Security State BankBank Mcrae, GA91 out of 100, Very strong$70.5M14.1%0.59%vs
Interstate Credit UnionCredit union Jesup, GA89 out of 100, Very strong$410.9M15.8%0.54%vs
The Merchants & Citizens BankBank Mcrae, GA79 out of 100, Strong$146.0M13.2%0.36%vs
Pineland BankBank Alma, GA75 out of 100, Strong$597.1M10.5%0.49%vs