Side-by-side · Q2 2026 data
Bank of Lake Mills vs Mississippi Public Employees Federal Credit Union
Credit union
Mississippi Public Employees Federal Credit Union
Jackson, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Bank of Lake Mills | Mississippi Public Employees Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 97 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 77 | 97 (stronger) |
| Earnings | 100 (stronger) | 90 |
| Funding & liquidity | 48 | 100 (stronger) |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 57th | 98th |
| Total assets | $533.8M | $29.2M |
| Deposits / shares | $432.3M | $24.3M |
| Capital ratio | 11.24% | 18.15% (stronger) |
| Problem loans | 0.69% | 0.10% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 2.30% (stronger) | 1.75% |
| Loans ÷ deposits | 106.3% | 31.8% (stronger) |
| Uninsured deposits | 20.3% | 0.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mississippi Public Employees Federal Credit Union has the higher TellerScore (97 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Bank of Lake Mills leads on 2 and Mississippi Public Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.