Side-by-side · Q2 2026 data
Bank of Milton vs Farmers and Merchants Union Bank
Metric by metric
| Measure | Bank of Milton | Farmers and Merchants Union Bank |
|---|---|---|
| TellerScore | 53 | 78 (stronger) |
| Capital cushion | 45 | 50 (stronger) |
| Loan quality | 22 | 95 (stronger) |
| Earnings | 82 | 91 (stronger) |
| Funding & liquidity | 73 | 76 (stronger) |
| Problem-loan coverage | 62 | 96 (stronger) |
| Peer percentile | 9th | 72nd |
| Total assets | $221.4M | $872.1M |
| Deposits / shares | $193.7M | $751.9M |
| Capital ratio | 9.51% | 9.97% (stronger) |
| Problem loans | 2.34% | 0.15% (stronger) |
| Net charge-offs | -0.00% | -0.05% (stronger) |
| Return on assets | 1.55% | 1.76% (stronger) |
| Loans ÷ deposits | 87.5% | 84.5% (stronger) |
| Uninsured deposits | 14.9% | 14.6% (stronger) |
| Offices | 2 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.3% | 9.1% |
Farmers and Merchants Union Bank has the higher TellerScore (78 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Bank of Milton leads on 0 and Farmers and Merchants Union Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.