The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 23 points (76 → 53), mostly because the loan quality component weakened by 77 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Wisconsin

Yes. Bank of Milton is an FDIC-insured institution (FDIC certificate #11232). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 14.9% of deposits ($28.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.51%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Bank of Milton lists 2 offices in 2 cities. Most locations:

• Edgerton, WI (1)
• Milton, WI (1)

All branch addresses and map

In 2025, Bank of Milton reported 99 home-loan applications under HMDA (LEI 254900FYMABY3EPG2K50): 85 originated ($21,955,000 total), 7 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Bank of Milton

Type

State-chartered bank

FDIC certificate #

11232

RSSD ID

426945

Primary regulator

FDIC

Holding company

Milton Bancshares Inc

Established

March 25, 1884

Headquarters

323 Parkview Dr, Milton, WI 53563

Website

www.bankofmilton.com

Employees

26