TellerScore

Side-by-side · Q2 2026 data

Bank of Newington vs Vallant Bank

Bank

Bank of Newington

Newington, Georgia · $100 million – $1 billion

69of 100
Moderate

Bank

Vallant Bank

Elberton, Georgia · $1 billion – $10 billion

78of 100
Strong

Metric by metric

MeasureBank of NewingtonVallant Bank
TellerScore6978 (stronger)
Capital cushion4177 (stronger)
Loan quality84 (stronger)83
Earnings80 (stronger)73
Funding & liquidity6969
Problem-loan coverage8994 (stronger)
Peer percentile40th86th
Total assets$333.8M$4.0B
Deposits / shares$301.1M$3.5B
Capital ratio9.07%12.70% (stronger)
Problem loans0.48% (stronger)0.51%
Net charge-offs-0.00% (stronger)0.08%
Return on assets1.50% (stronger)1.33%
Loans ÷ deposits86.4%85.2% (stronger)
Uninsured deposits18.9% (stronger)20.6%
Offices436
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Vallant Bank has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank of Newington leads on 4 and Vallant Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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