Side-by-side · Q2 2026 data
Bank of Oak Ridge vs Commercial Capital Bank
Metric by metric
| Measure | Bank of Oak Ridge | Commercial Capital Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 46 |
| Capital cushion | 66 (stronger) | 65 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 63 | 96 (stronger) |
| Funding & liquidity | 31 | 35 (stronger) |
| Problem-loan coverage | 100 (stronger) | 20 |
| Peer percentile | 50th | 5th |
| Total assets | $138.6M | $611.4M |
| Deposits / shares | $121.8M | $453.3M |
| Capital ratio | 11.59% (stronger) | 11.45% |
| Problem loans | 0.00% (stronger) | 5.66% |
| Net charge-offs | 0.08% (stronger) | 0.29% |
| Return on assets | 1.07% | 1.91% (stronger) |
| Loans ÷ deposits | 92.0% (stronger) | 107.1% |
| Uninsured deposits | 48.2% | 31.4% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Oak Ridge has the higher TellerScore (72 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Bank of Oak Ridge leads on 5 and Commercial Capital Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.