Commercial Capital Bank is a state-chartered bank headquartered in Delhi, Louisiana, in business for about 27 years. At the end of Q2 2026 it reported $611.4M in total assets and $453.3M in deposits, with 9 offices across 2 states.
Based on its Q2 2026 filing, Commercial Capital Bank scores 46/100, which we describe as below average. That is higher than only 5% of 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 95th. Its strongest component is earnings (96/100; 1.91%), and its lowest is loan quality (0/100; 5.66%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (54 → 46), mostly because the problem-loan coverage component weakened by 44 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 55 |
| Q4 2024 | 55 |
| Q1 2025 | 65 |
| Q2 2025 | 54 |
| Q3 2025 | 52 |
| Q4 2025 | 56 |
| Q1 2026 | 51 |
| Q2 2026 | 46 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.25% |
| Q3 2024 | 11.09% |
| Q4 2024 | 11.24% |
| Q1 2025 | 10.44% |
| Q2 2025 | 11.64% |
| Q3 2025 | 10.63% |
| Q4 2025 | 12.16% |
| Q1 2026 | 11.56% |
| Q2 2026 | 11.45% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.47% |
| Q3 2024 | 2.62% |
| Q4 2024 | 2.76% |
| Q1 2025 | 1.40% |
| Q2 2025 | 2.75% |
| Q3 2025 | 2.50% |
| Q4 2025 | 2.47% |
| Q1 2026 | 3.98% |
| Q2 2026 | 5.66% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.46% |
| Q3 2024 | 2.59% |
| Q4 2024 | 2.43% |
| Q1 2025 | 2.40% |
| Q2 2025 | 2.41% |
| Q3 2025 | 1.96% |
| Q4 2025 | 1.90% |
| Q1 2026 | 1.98% |
| Q2 2026 | 1.91% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 46 | $611.4M | 11.45% | 5.66% | 1.91% | 107.1% |
| Q1 2026 | 51 | $569.6M | 11.56% | 3.98% | 1.98% | 98.0% |
| Q4 2025 | 56 | $556.4M | 12.16% | 2.47% | 1.90% | 95.7% |
| Q3 2025 | 52 | $525.0M | 10.63% | 2.50% | 1.96% | 95.9% |
| Q2 2025 | 54 | $491.2M | 11.64% | 2.75% | 2.41% | 93.7% |
| Q1 2025 | 65 | $438.4M | 10.44% | 1.40% | 2.40% | 91.5% |
| Q4 2024 | 55 | $378.2M | 11.24% | 2.76% | 2.43% | 90.4% |
| Q3 2024 | 55 | $338.3M | 11.09% | 2.62% | 2.59% | 92.7% |
| Q2 2024 | 57 | $318.5M | 11.25% | 2.47% | 2.46% | 93.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First National Bank of LouisianaBank Crowley, LA | 78 out of 100, Strong | $631.1M | 11.0% | 0.00% | vs |
| Delta BankBank Vidalia, LA | 67 out of 100, Moderate | $632.0M | 10.0% | 1.04% | vs |
| Cottonport BankBank Cottonport, LA | 83 out of 100, Strong | $581.6M | 13.9% | 0.99% | vs |
| Home Federal BankBank Shreveport, LA | 65 out of 100, Moderate | $644.0M | 9.3% | 0.63% | vs |
| The First National Bank of JeaneretteBank Jeanerette, LA | 73 out of 100, Strong | $646.5M | 10.0% | 0.23% | vs |
| Gibsland Bank & Trust CompanyBank Gibsland, LA | 81 out of 100, Strong | $574.3M | 16.5% | 0.61% | vs |
Deposit insurance
Is my money safe at Commercial Capital Bank?
Yes. Commercial Capital Bank is an FDIC-insured institution (FDIC certificate #34784). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 31.4% of deposits ($142.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.45%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
9 locations
Branches
Commercial Capital Bank lists 8 offices in 8 cities across 2 states. Most locations:
- Bastrop, LA (1)
- Columbia, LA (1)
- Crossett, AR (1)
- Delhi, LA (1)
- Eudora, AR (1)
- Hamburg, AR (1)
- Monroe, LA (1)
- Oak Grove, LA (1)
Identity & history
Profile
- Legal name
- Commercial Capital Bank
- Type
- State-chartered bank
- FDIC certificate #
- 34784
- RSSD ID
- 2756730
- Primary regulator
- FDIC
- Holding company
- Capital Bcorp Inc
- Established
- February 22, 1999
- Headquarters
- 311 Broadway St, Delhi, LA 71232
- Website
- www.comcapbank.com
- Employees
- 62
Quick answers
Commercial Capital Bank: common questions
Is Commercial Capital Bank FDIC insured?
Yes. Commercial Capital Bank is an FDIC-insured institution (FDIC certificate #34784). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Commercial Capital Bank's TellerScore?
46 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Commercial Capital Bank ever failed?
There is no failure record for FDIC certificate #34784 in the FDIC failed bank list.
How many branches does Commercial Capital Bank have?
9 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Delhi
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sicily Island State BankBank Sicily Island, LA | 86 out of 100, Very strong | $92.4M | 13.2% | 0.13% | vs |
| Franklin State Bank & Trust CompanyBank Winnsboro, LA | 75 out of 100, Strong | $224.7M | 10.0% | 0.76% | vs |
| Richland Parish Schools Federal Credit UnionCredit union Rayville, LA | 74 out of 100, Strong | $619K | 29.6% | 6.18% | vs |
| Bank of Oak RidgeBank Oak Ridge, LA | 72 out of 100, Strong | $138.6M | 11.6% | 0.00% | vs |
| Planters Bank & Trust CompanyBank Indianola, MS | 71 out of 100, Strong | $2.7B | 11.2% | 0.61% | vs |
| Winnsboro State Bank & Trust CompanyBank Winnsboro, LA | 68 out of 100, Moderate | $425.7M | 10.9% | 0.94% | vs |