Side-by-side · Q2 2026 data
Bank of Oak Ridge vs Louisiana Machinery Employees Federal Credit Union
Credit union
Louisiana Machinery Employees Federal Credit Union
Monroe, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Bank of Oak Ridge | Louisiana Machinery Employees Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 79 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 63 (stronger) | 18 |
| Funding & liquidity | 31 | 71 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 50th | 62nd |
| Total assets | $138.6M | $3.9M |
| Deposits / shares | $121.8M | $3.0M |
| Capital ratio | 11.59% | 22.39% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.08% | -0.08% (stronger) |
| Return on assets | 1.07% (stronger) | -0.05% |
| Loans ÷ deposits | 92.0% | 89.7% (stronger) |
| Uninsured deposits | 48.2% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Louisiana Machinery Employees Federal Credit Union has the higher TellerScore (79 vs 72). On the 6 directional measures above (where higher or lower is clearly better), Bank of Oak Ridge leads on 1 and Louisiana Machinery Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.