Side-by-side · Q2 2026 data
Bank of Perry County vs Farmers State Bank
Metric by metric
| Measure | Bank of Perry County | Farmers State Bank |
|---|---|---|
| TellerScore | 71 | 73 (stronger) |
| Capital cushion | 41 | 76 (stronger) |
| Loan quality | 87 (stronger) | 72 |
| Earnings | 88 (stronger) | 51 |
| Funding & liquidity | 69 | 85 (stronger) |
| Problem-loan coverage | 85 | 90 (stronger) |
| Peer percentile | 47th | 53rd |
| Total assets | $253.1M | $232.6M |
| Deposits / shares | $224.3M | $194.3M |
| Capital ratio | 9.11% | 12.63% (stronger) |
| Problem loans | 0.38% (stronger) | 0.83% |
| Net charge-offs | -0.01% (stronger) | 0.02% |
| Return on assets | 1.71% (stronger) | 0.77% |
| Loans ÷ deposits | 91.5% | 75.1% (stronger) |
| Uninsured deposits | 12.5% | 9.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Bank of Perry County leads on 3 and Farmers State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.