Side-by-side · Q2 2026 data
Bank of Perry County vs Lakeside Credit Union
Credit union
Lakeside Credit Union
New Johnsonvill, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Bank of Perry County | Lakeside Credit Union |
|---|---|---|
| TellerScore | 71 | 89 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 87 (stronger) | 81 |
| Earnings | 88 (stronger) | 71 |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 85 | 94 (stronger) |
| Peer percentile | 47th | 87th |
| Total assets | $253.1M | $44.7M |
| Deposits / shares | $224.3M | $37.0M |
| Capital ratio | 9.11% | 16.92% (stronger) |
| Problem loans | 0.38% (stronger) | 0.56% |
| Net charge-offs | -0.01% (stronger) | 0.42% |
| Return on assets | 1.71% (stronger) | 1.29% |
| Loans ÷ deposits | 91.5% | 58.3% (stronger) |
| Uninsured deposits | 12.5% | 8.5% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lakeside Credit Union has the higher TellerScore (89 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Bank of Perry County leads on 3 and Lakeside Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.