Side-by-side · Q2 2026 data
Bank of Perry County vs Wayne County Bank
Metric by metric
| Measure | Bank of Perry County | Wayne County Bank |
|---|---|---|
| TellerScore | 71 | 84 (stronger) |
| Capital cushion | 41 | 86 (stronger) |
| Loan quality | 87 (stronger) | 76 |
| Earnings | 88 | 93 (stronger) |
| Funding & liquidity | 69 | 73 (stronger) |
| Problem-loan coverage | 85 | 92 (stronger) |
| Peer percentile | 47th | 86th |
| Total assets | $253.1M | $595.1M |
| Deposits / shares | $224.3M | $507.1M |
| Capital ratio | 9.11% | 13.58% (stronger) |
| Problem loans | 0.38% (stronger) | 0.72% |
| Net charge-offs | -0.01% (stronger) | 0.08% |
| Return on assets | 1.71% | 1.82% (stronger) |
| Loans ÷ deposits | 91.5% | 82.2% (stronger) |
| Uninsured deposits | 12.5% (stronger) | 19.7% |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wayne County Bank has the higher TellerScore (84 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Bank of Perry County leads on 3 and Wayne County Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hohenwald, TN