Side-by-side · Q2 2026 data
Bank of Rantoul vs Education Personnel Federal Credit Union
Credit union
Education Personnel Federal Credit Union
Danville, Illinois · Under $100 million in assets
Metric by metric
| Measure | Bank of Rantoul | Education Personnel Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 76 |
| Capital cushion | 58 | 73 (stronger) |
| Loan quality | 100 (stronger) | 80 |
| Earnings | 81 (stronger) | 50 |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 82nd | 54th |
| Total assets | $285.8M | $74.3M |
| Deposits / shares | $223.3M | $65.6M |
| Capital ratio | 10.75% | 12.26% (stronger) |
| Problem loans | 0.00% (stronger) | 0.60% |
| Net charge-offs | -0.02% (stronger) | 0.06% |
| Return on assets | 1.52% (stronger) | 0.75% |
| Loans ÷ deposits | 42.3% (stronger) | 50.7% |
| Uninsured deposits | 25.7% | 2.2% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Rantoul has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Bank of Rantoul leads on 5 and Education Personnel Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.