Side-by-side · Q2 2026 data
Bank of Richmondville vs KeyBank National Association
Metric by metric
| Measure | Bank of Richmondville | KeyBank National Association |
|---|---|---|
| TellerScore | 77 (stronger) | 63 |
| Capital cushion | 65 (stronger) | 49 |
| Loan quality | 94 (stronger) | 71 |
| Earnings | 48 | 71 (stronger) |
| Funding & liquidity | 99 (stronger) | 50 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 68th | 61st |
| Total assets | $185.9M | $188.6B |
| Deposits / shares | $166.4M | $158.5B |
| Capital ratio | 11.54% (stronger) | 9.92% |
| Problem loans | 0.18% (stronger) | 0.86% |
| Net charge-offs | 0.04% (stronger) | 0.39% |
| Return on assets | 0.70% | 1.28% (stronger) |
| Loans ÷ deposits | 50.1% (stronger) | 69.6% |
| Uninsured deposits | 16.3% (stronger) | 51.8% |
| Offices | 3 | 939 |
| CFPB complaints (3 yrs) | — | 2,295 |
| Complaints per $1B deposits | — | 14.5 |
| Mortgage denial rate (HMDA) | 4.0% | 32.8% |
Bank of Richmondville has the higher TellerScore (77 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Bank of Richmondville leads on 6 and KeyBank National Association on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.