Side-by-side · Q2 2026 data
Bank of Richmondville vs United Orient Bank
Metric by metric
| Measure | Bank of Richmondville | United Orient Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 60 |
| Capital cushion | 65 | 75 (stronger) |
| Loan quality | 94 (stronger) | 73 |
| Earnings | 48 (stronger) | 15 |
| Funding & liquidity | 99 (stronger) | 50 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 68th | 19th |
| Total assets | $185.9M | $101.4M |
| Deposits / shares | $166.4M | $69.3M |
| Capital ratio | 11.54% | 12.53% (stronger) |
| Problem loans | 0.18% (stronger) | 0.80% |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 0.70% (stronger) | -0.12% |
| Loans ÷ deposits | 50.1% (stronger) | 121.5% |
| Uninsured deposits | 16.3% | 13.6% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | — |
Bank of Richmondville has the higher TellerScore (77 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Bank of Richmondville leads on 4 and United Orient Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.