Side-by-side · Q2 2026 data
Bank of Sunset and Trust Company vs Simmesport State Bank
Metric by metric
| Measure | Bank of Sunset and Trust Company | Simmesport State Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 54 |
| Capital cushion | 64 | 73 (stronger) |
| Loan quality | 81 (stronger) | 0 |
| Earnings | 89 (stronger) | 80 |
| Funding & liquidity | 63 | 71 (stronger) |
| Problem-loan coverage | 88 (stronger) | 54 |
| Peer percentile | 64th | 10th |
| Total assets | $192.3M | $198.5M |
| Deposits / shares | $169.1M | $173.0M |
| Capital ratio | 11.37% | 12.28% (stronger) |
| Problem loans | 0.58% (stronger) | 3.15% |
| Net charge-offs | 0.23% (stronger) | 0.66% |
| Return on assets | 1.73% (stronger) | 1.50% |
| Loans ÷ deposits | 89.5% (stronger) | 89.7% |
| Uninsured deposits | 22.2% | 11.8% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Sunset and Trust Company has the higher TellerScore (76 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Bank of Sunset and Trust Company leads on 5 and Simmesport State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.