Side-by-side · Q2 2026 data
Bank of Walker County vs Alatrust Credit Union
Metric by metric
| Measure | Bank of Walker County | Alatrust Credit Union |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 62 | 90 (stronger) |
| Loan quality | 85 (stronger) | 43 |
| Earnings | 79 (stronger) | 70 |
| Funding & liquidity | 65 | 97 (stronger) |
| Problem-loan coverage | 94 (stronger) | 85 |
| Peer percentile | 54th | 66th |
| Total assets | $98.5M | $224.0M |
| Deposits / shares | $87.9M | $197.8M |
| Capital ratio | 11.24% | 13.97% (stronger) |
| Problem loans | 0.46% (stronger) | 1.72% |
| Net charge-offs | 0.04% (stronger) | 0.23% |
| Return on assets | 1.49% (stronger) | 1.25% |
| Loans ÷ deposits | 82.3% | 63.3% (stronger) |
| Uninsured deposits | 26.5% | 7.8% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 51.5% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Bank of Walker County leads on 3 and Alatrust Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.