Side-by-side · Q2 2026 data
Bank of Walker County vs America'S First Federal Credit Union
Credit union
America'S First Federal Credit Union
Birmingham, Alabama · $1 billion – $10 billion
Metric by metric
| Measure | Bank of Walker County | America'S First Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 74 |
| Capital cushion | 62 | 73 (stronger) |
| Loan quality | 85 (stronger) | 74 |
| Earnings | 79 (stronger) | 70 |
| Funding & liquidity | 65 | 69 (stronger) |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 54th | 72nd |
| Total assets | $98.5M | $2.8B |
| Deposits / shares | $87.9M | $2.4B |
| Capital ratio | 11.24% | 12.25% (stronger) |
| Problem loans | 0.46% (stronger) | 0.77% |
| Net charge-offs | 0.04% (stronger) | 0.51% |
| Return on assets | 1.49% (stronger) | 1.24% |
| Loans ÷ deposits | 82.3% (stronger) | 90.9% |
| Uninsured deposits | 26.5% | 5.3% (stronger) |
| Offices | 2 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Walker County has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Bank of Walker County leads on 5 and America'S First Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.