Side-by-side · Q2 2026 data
Bank of Yazoo City vs Regions Bank
Metric by metric
| Measure | Bank of Yazoo City | Regions Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 64 |
| Capital cushion | 70 (stronger) | 45 |
| Loan quality | 100 (stronger) | 69 |
| Earnings | 59 | 78 (stronger) |
| Funding & liquidity | 73 (stronger) | 59 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 75th | 73rd |
| Total assets | $318.2M | $159.8B |
| Deposits / shares | $280.7M | $131.8B |
| Capital ratio | 12.00% (stronger) | 9.50% |
| Problem loans | 0.01% (stronger) | 0.93% |
| Net charge-offs | 0.04% (stronger) | 0.47% |
| Return on assets | 0.99% | 1.46% (stronger) |
| Loans ÷ deposits | 64.7% (stronger) | 74.6% |
| Uninsured deposits | 35.0% (stronger) | 39.2% |
| Offices | 4 | 1,224 |
| CFPB complaints (3 yrs) | — | 3,179 |
| Complaints per $1B deposits | — | 24.1 |
| Mortgage denial rate (HMDA) | 9.9% | 43.1% |
Bank of Yazoo City has the higher TellerScore (79 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bank of Yazoo City leads on 6 and Regions Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Flowood, MS
- Pearl, MS
- Yazoo City, MS