Side-by-side · Q2 2026 data
Bank419 vs First Federal Savings and Loan Association
Metric by metric
| Measure | Bank419 | First Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 55 | 93 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 53 | 100 (stronger) |
| Earnings | 43 | 63 (stronger) |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 79 | 100 (stronger) |
| Peer percentile | 14th | 98th |
| Total assets | $98.3M | $246.0M |
| Deposits / shares | $89.0M | $205.9M |
| Capital ratio | 9.27% | 16.48% (stronger) |
| Problem loans | 1.42% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.58% | 1.07% (stronger) |
| Loans ÷ deposits | 76.4% | 55.8% (stronger) |
| Uninsured deposits | 14.5% | 3.7% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.7% |
First Federal Savings and Loan Association has the higher TellerScore (93 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Bank419 leads on 0 and First Federal Savings and Loan Association on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.