Side-by-side · Q2 2026 data
Bank419 vs Lenco Credit Union
Metric by metric
| Measure | Bank419 | Lenco Credit Union |
|---|---|---|
| TellerScore | 55 | 82 (stronger) |
| Capital cushion | 43 | 71 (stronger) |
| Loan quality | 53 | 93 (stronger) |
| Earnings | 43 | 64 (stronger) |
| Funding & liquidity | 84 | 98 (stronger) |
| Problem-loan coverage | 79 | 98 (stronger) |
| Peer percentile | 14th | 82nd |
| Total assets | $98.3M | $145.0M |
| Deposits / shares | $89.0M | $126.1M |
| Capital ratio | 9.27% | 12.14% (stronger) |
| Problem loans | 1.42% | 0.21% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.06% |
| Return on assets | 0.58% | 1.09% (stronger) |
| Loans ÷ deposits | 76.4% | 62.3% (stronger) |
| Uninsured deposits | 14.5% | 5.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lenco Credit Union has the higher TellerScore (82 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Bank419 leads on 1 and Lenco Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.