Side-by-side · Q2 2026 data
Bank419 vs Peoples First Savings Bank
Metric by metric
| Measure | Bank419 | Peoples First Savings Bank |
|---|---|---|
| TellerScore | 55 (stronger) | 42 |
| Capital cushion | 43 | 50 (stronger) |
| Loan quality | 53 (stronger) | 22 |
| Earnings | 43 (stronger) | 37 |
| Funding & liquidity | 84 (stronger) | 51 |
| Problem-loan coverage | 79 (stronger) | 61 |
| Peer percentile | 14th | 5th |
| Total assets | $98.3M | $99.9M |
| Deposits / shares | $89.0M | $85.5M |
| Capital ratio | 9.27% | 10.01% (stronger) |
| Problem loans | 1.42% (stronger) | 2.34% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.58% (stronger) | 0.43% |
| Loans ÷ deposits | 76.4% (stronger) | 102.8% |
| Uninsured deposits | 14.5% (stronger) | 20.4% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank419 has the higher TellerScore (55 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Bank419 leads on 5 and Peoples First Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.