Side-by-side · Q2 2026 data
BankGloucester vs Charles River Bank
Metric by metric
| Measure | BankGloucester | Charles River Bank |
|---|---|---|
| TellerScore | 30 | 57 (stronger) |
| Capital cushion | 37 (stronger) | 29 |
| Loan quality | 1 | 84 (stronger) |
| Earnings | 37 (stronger) | 36 |
| Funding & liquidity | 42 | 70 (stronger) |
| Problem-loan coverage | 45 | 91 (stronger) |
| Peer percentile | 1st | 14th |
| Total assets | $386.9M | $336.1M |
| Deposits / shares | $304.2M | $312.6M |
| Capital ratio | 8.70% (stronger) | 7.93% |
| Problem loans | 2.98% | 0.47% (stronger) |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 0.42% (stronger) | 0.41% |
| Loans ÷ deposits | 108.9% | 73.8% (stronger) |
| Uninsured deposits | 23.7% (stronger) | 29.6% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.0% |
Charles River Bank has the higher TellerScore (57 vs 30). On the 7 directional measures above (where higher or lower is clearly better), BankGloucester leads on 3 and Charles River Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.