Side-by-side · Q2 2026 data
BankIowa vs The Watkins Savings Bank
Metric by metric
| Measure | BankIowa | The Watkins Savings Bank |
|---|---|---|
| TellerScore | 70 | 87 (stronger) |
| Capital cushion | 75 | 98 (stronger) |
| Loan quality | 67 | 100 (stronger) |
| Earnings | 84 (stronger) | 40 |
| Funding & liquidity | 36 | 100 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 43rd | 84th |
| Total assets | $846.2M | $86.7M |
| Deposits / shares | $712.7M | $75.0M |
| Capital ratio | 12.46% | 14.80% (stronger) |
| Problem loans | 1.00% | 0.00% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.00% |
| Return on assets | 1.60% (stronger) | 0.51% |
| Loans ÷ deposits | 96.5% | 43.1% (stronger) |
| Uninsured deposits | 40.1% | 8.7% (stronger) |
| Offices | 12 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | — |
The Watkins Savings Bank has the higher TellerScore (87 vs 70). On the 7 directional measures above (where higher or lower is clearly better), BankIowa leads on 2 and The Watkins Savings Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.