Side-by-side · Q2 2026 data
BankPlus vs Bank of Yazoo City
Metric by metric
| Measure | BankPlus | Bank of Yazoo City |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 58 | 70 (stronger) |
| Loan quality | 79 | 100 (stronger) |
| Earnings | 71 (stronger) | 59 |
| Funding & liquidity | 70 | 73 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 63rd | 75th |
| Total assets | $8.4B | $318.2M |
| Deposits / shares | $7.3B | $280.7M |
| Capital ratio | 10.84% | 12.00% (stronger) |
| Problem loans | 0.64% | 0.01% (stronger) |
| Net charge-offs | 0.05% | 0.04% (stronger) |
| Return on assets | 1.27% (stronger) | 0.99% |
| Loans ÷ deposits | 86.3% | 64.7% (stronger) |
| Uninsured deposits | 18.5% (stronger) | 35.0% |
| Offices | 73 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | 9.9% |
Bank of Yazoo City has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), BankPlus leads on 2 and Bank of Yazoo City on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Flowood, MS
- Flora, MS
- Pearl, MS
- Yazoo City, MS