Side-by-side · Q2 2026 data
Banner Bank vs Blue Mountain Credit Union
Credit union
Blue Mountain Credit Union
College Place, Washington · Under $100 million in assets
Metric by metric
| Measure | Banner Bank | Blue Mountain Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 64 |
| Capital cushion | 62 | 81 (stronger) |
| Loan quality | 85 (stronger) | 56 |
| Earnings | 72 (stronger) | 27 |
| Funding & liquidity | 55 | 83 (stronger) |
| Problem-loan coverage | 94 (stronger) | 78 |
| Peer percentile | 79th | 28th |
| Total assets | $16.6B | $56.1M |
| Deposits / shares | $13.9B | $48.8M |
| Capital ratio | 11.15% | 13.05% (stronger) |
| Problem loans | 0.46% (stronger) | 1.31% |
| Net charge-offs | 0.02% (stronger) | 1.10% |
| Return on assets | 1.31% (stronger) | 0.18% |
| Loans ÷ deposits | 85.4% | 77.6% (stronger) |
| Uninsured deposits | 32.5% | 4.6% (stronger) |
| Offices | 154 | 1 |
| CFPB complaints (3 yrs) | 65 | — |
| Complaints per $1B deposits | 4.7 | — |
| Mortgage denial rate (HMDA) | 35.6% | — |
Banner Bank has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Banner Bank leads on 4 and Blue Mountain Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- College Place, WA