Side-by-side · Q2 2026 data
Banner Bank vs First Community Credit Union
Metric by metric
| Measure | Banner Bank | First Community Credit Union |
|---|---|---|
| TellerScore | 72 | 86 (stronger) |
| Capital cushion | 62 | 83 (stronger) |
| Loan quality | 85 | 99 (stronger) |
| Earnings | 72 | 72 |
| Funding & liquidity | 55 | 79 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 79th | 95th |
| Total assets | $16.6B | $1.9B |
| Deposits / shares | $13.9B | $1.6B |
| Capital ratio | 11.15% | 13.29% (stronger) |
| Problem loans | 0.46% | 0.04% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 1.31% | 1.31% (stronger) |
| Loans ÷ deposits | 85.4% | 81.0% (stronger) |
| Uninsured deposits | 32.5% | 6.3% (stronger) |
| Offices | 154 | 26 |
| CFPB complaints (3 yrs) | 65 | — |
| Complaints per $1B deposits | 4.7 | — |
| Mortgage denial rate (HMDA) | 35.6% | — |
First Community Credit Union has the higher TellerScore (86 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Banner Bank leads on 1 and First Community Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Grants Pass, OR
- Medford, OR
- Roseburg, OR
- Hermiston, OR
- Hillsboro, OR
- North Bend, OR
- Pendleton, OR
- Bandon, OR
- Sutherlin, OR
- Coos Bay, OR
- Florence, OR