Side-by-side · Q2 2026 data
Banner Bank vs Gesa Credit Union
Metric by metric
| Measure | Banner Bank | Gesa Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 59 |
| Capital cushion | 62 (stronger) | 43 |
| Loan quality | 85 (stronger) | 72 |
| Earnings | 72 (stronger) | 48 |
| Funding & liquidity | 55 | 65 (stronger) |
| Problem-loan coverage | 94 (stronger) | 84 |
| Peer percentile | 79th | 22nd |
| Total assets | $16.6B | $6.8B |
| Deposits / shares | $13.9B | $5.7B |
| Capital ratio | 11.15% (stronger) | 9.32% |
| Problem loans | 0.46% (stronger) | 0.84% |
| Net charge-offs | 0.02% (stronger) | 0.59% |
| Return on assets | 1.31% (stronger) | 0.70% |
| Loans ÷ deposits | 85.4% (stronger) | 95.2% |
| Uninsured deposits | 32.5% | 10.7% (stronger) |
| Offices | 154 | 31 |
| CFPB complaints (3 yrs) | 65 | — |
| Complaints per $1B deposits | 4.7 | — |
| Mortgage denial rate (HMDA) | 35.6% | — |
Banner Bank has the higher TellerScore (72 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Banner Bank leads on 6 and Gesa Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.