Side-by-side · Q2 2026 data
Banner Bank vs Mint Valley Federal Credit Union
Credit union
Mint Valley Federal Credit Union
Longview, Washington · Under $100 million in assets
Metric by metric
| Measure | Banner Bank | Mint Valley Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 87 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 85 | 97 (stronger) |
| Earnings | 72 (stronger) | 44 |
| Funding & liquidity | 55 | 94 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 79th | 83rd |
| Total assets | $16.6B | $23.7M |
| Deposits / shares | $13.9B | $19.1M |
| Capital ratio | 11.15% | 19.25% (stronger) |
| Problem loans | 0.46% | 0.10% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.89% |
| Return on assets | 1.31% (stronger) | 0.61% |
| Loans ÷ deposits | 85.4% | 66.6% (stronger) |
| Uninsured deposits | 32.5% | 0.6% (stronger) |
| Offices | 154 | 1 |
| CFPB complaints (3 yrs) | 65 | — |
| Complaints per $1B deposits | 4.7 | — |
| Mortgage denial rate (HMDA) | 35.6% | — |
Mint Valley Federal Credit Union has the higher TellerScore (87 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Banner Bank leads on 2 and Mint Valley Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.