Side-by-side · Q2 2026 data
Banterra Bank vs Lakeside Bank
Metric by metric
| Measure | Banterra Bank | Lakeside Bank |
|---|---|---|
| TellerScore | 66 | 75 (stronger) |
| Capital cushion | 44 | 60 (stronger) |
| Loan quality | 88 | 99 (stronger) |
| Earnings | 57 | 92 (stronger) |
| Funding & liquidity | 68 (stronger) | 26 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 40th | 77th |
| Total assets | $3.4B | $2.9B |
| Deposits / shares | $3.0B | $2.5B |
| Capital ratio | 9.41% | 10.99% (stronger) |
| Problem loans | 0.37% | 0.03% (stronger) |
| Net charge-offs | 0.10% | -0.02% (stronger) |
| Return on assets | 0.91% | 1.81% (stronger) |
| Loans ÷ deposits | 87.4% (stronger) | 93.4% |
| Uninsured deposits | 19.1% (stronger) | 51.7% |
| Offices | 36 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.1% | 2.2% |
Lakeside Bank has the higher TellerScore (75 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Banterra Bank leads on 2 and Lakeside Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.