Side-by-side · Q2 2026 data
Banterra Bank vs Siu Credit Union
Metric by metric
| Measure | Banterra Bank | Siu Credit Union |
|---|---|---|
| TellerScore | 66 | 72 (stronger) |
| Capital cushion | 44 | 66 (stronger) |
| Loan quality | 88 (stronger) | 70 |
| Earnings | 57 | 67 (stronger) |
| Funding & liquidity | 68 | 85 (stronger) |
| Problem-loan coverage | 92 (stronger) | 90 |
| Peer percentile | 40th | 57th |
| Total assets | $3.4B | $591.3M |
| Deposits / shares | $3.0B | $519.4M |
| Capital ratio | 9.41% | 11.56% (stronger) |
| Problem loans | 0.37% (stronger) | 0.90% |
| Net charge-offs | 0.10% (stronger) | 0.60% |
| Return on assets | 0.91% | 1.17% (stronger) |
| Loans ÷ deposits | 87.4% | 75.3% (stronger) |
| Uninsured deposits | 19.1% | 3.5% (stronger) |
| Offices | 36 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.1% | 11.1% |
Siu Credit Union has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Banterra Bank leads on 2 and Siu Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Carbondale, IL
- Marion, IL
- Metropolis, IL