Side-by-side · Q2 2026 data
Banterra Bank vs Village Bank and Trust, National Association
Bank
Village Bank and Trust, National Association
Arlington Heights, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | Banterra Bank | Village Bank and Trust, National Association |
|---|---|---|
| TellerScore | 66 | 70 (stronger) |
| Capital cushion | 44 | 45 (stronger) |
| Loan quality | 88 (stronger) | 85 |
| Earnings | 57 | 100 (stronger) |
| Funding & liquidity | 68 (stronger) | 41 |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 40th | 58th |
| Total assets | $3.4B | $3.6B |
| Deposits / shares | $3.0B | $3.0B |
| Capital ratio | 9.41% | 9.53% (stronger) |
| Problem loans | 0.37% (stronger) | 0.46% |
| Net charge-offs | 0.10% | 0.07% (stronger) |
| Return on assets | 0.91% | 2.09% (stronger) |
| Loans ÷ deposits | 87.4% (stronger) | 93.7% |
| Uninsured deposits | 19.1% (stronger) | 38.4% |
| Offices | 36 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.1% | 1.0% |
Village Bank and Trust, National Association has the higher TellerScore (70 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Banterra Bank leads on 3 and Village Bank and Trust, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.