Side-by-side · Q2 2026 data
Bar-Cons Federal Credit Union vs Western Indiana Credit Union
Metric by metric
| Measure | Bar-Cons Federal Credit Union | Western Indiana Credit Union |
|---|---|---|
| TellerScore | 77 | 80 (stronger) |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 60 | 95 (stronger) |
| Earnings | 69 (stronger) | 53 |
| Funding & liquidity | 60 | 86 (stronger) |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 57th | 65th |
| Total assets | $52.8M | $48.7M |
| Deposits / shares | $43.1M | $42.3M |
| Capital ratio | 17.96% (stronger) | 12.56% |
| Problem loans | 1.21% | 0.15% (stronger) |
| Net charge-offs | 0.35% | -0.00% (stronger) |
| Return on assets | 1.23% (stronger) | 0.82% |
| Loans ÷ deposits | 100.1% | 74.5% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Western Indiana Credit Union has the higher TellerScore (80 vs 77). On the 6 directional measures above (where higher or lower is clearly better), Bar-Cons Federal Credit Union leads on 2 and Western Indiana Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.