Side-by-side · Q2 2026 data
Basile State Bank vs Eureka Homestead
Metric by metric
| Measure | Basile State Bank | Eureka Homestead |
|---|---|---|
| TellerScore | 57 | 68 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 27 | 84 (stronger) |
| Earnings | 90 (stronger) | 0 |
| Funding & liquidity | 69 (stronger) | 50 |
| Problem-loan coverage | 62 | 96 (stronger) |
| Peer percentile | 16th | 33rd |
| Total assets | $87.4M | $89.4M |
| Deposits / shares | $78.0M | $57.8M |
| Capital ratio | 10.09% | 21.12% (stronger) |
| Problem loans | 2.20% | 0.48% (stronger) |
| Net charge-offs | 0.12% | 0.00% (stronger) |
| Return on assets | 1.74% (stronger) | -0.53% |
| Loans ÷ deposits | 90.4% (stronger) | 128.8% |
| Uninsured deposits | 15.4% | 2.3% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Eureka Homestead has the higher TellerScore (68 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Basile State Bank leads on 2 and Eureka Homestead on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.